index fincorp

Index Fincorp

Loan Services | Index FinCorp
Index FinCorp — Loan Services

Every Loan You Need. One Trusted Partner.

From personal needs to large-scale projects, we match you with the right lender, the right rate, and the right terms. We also support challenging cases including NPA and low CIBIL profiles through confidential and professional assistance.

Apply for a Loan Talk to an Advisor

Our Loan Products

Comprehensive loan solutions for every need — whether you're an individual, entrepreneur, farmer, builder, or business owner.

👤
Unsecured · No Collateral

Personal Loan

Instant, collateral-free funds for any personal requirement — medical emergencies, weddings, travel, home renovation, education, or debt consolidation.

  • Loan amount: ₹50,000 – ₹40 Lakhs
  • Tenure: 12 – 60 months, fully flexible
  • No collateral or guarantor required
  • Interest rates starting from 6% p.a.
  • Approval within 24–48 hours
  • Salaried & self-employed individuals eligible
  • Minimal KYC documentation required
🏢
SME · Startup Friendly

Business Loan

Fuel your business growth with working capital, inventory funding, machinery purchase, or expansion finance for SMEs, startups, proprietors, and partnerships.

  • Loan amount: ₹2 Lakhs – ₹5 Crores
  • Working capital & term loan options available
  • Secured and unsecured variants
  • Startups & new businesses considered
  • Overdraft facility & CC limit options
  • GST, ITR, and bank statement based assessment
  • Interest rates from 6% p.a. onwards
  • Loans for retail, manufacturing, services, IT, etc.
🏠
Secured · Long Tenure

Home Loan

Make your dream home a reality with competitive rates, long tenures, and expert guidance from application to possession.

  • Loan amount: ₹10 Lakhs – ₹10 Crores
  • Tenure up to 30 years
  • Up to 90% of property value funded
  • New purchase, construction & resale properties
  • Balance transfer with top-up option
  • Tax benefits under Section 80C & 24(b)
  • Interest rates from 6% p.a. onwards
📋
Secured · High Value

Loan Against Property

Unlock the hidden value of your residential, commercial, or industrial property without selling your asset.

  • Loan amount: ₹10 Lakhs – ₹20 Crores
  • Up to 70% of property market value
  • Residential, commercial & industrial properties accepted
  • Tenure up to 15 years
  • Lowest interest rates: 6% p.a. onwards
  • Self-occupied & rented properties accepted
  • Loan for any end-use purpose
🏗️
Structured Finance

Special Project Loans

Structured financing solutions for large-scale infrastructure, real estate development, industrial projects, and renewable energy ventures.

  • Ticket size: ₹1 Crore – ₹500 Crores+
  • Real estate, infra, solar, hospitality, logistics
  • Repayment aligned to project cash flow
  • Moratorium period available during construction
  • Consortium lending from multiple lenders
  • Detailed project report (DPR) based assessment
  • Interest rates from 6% p.a. onwards
  • Syndication, mezzanine & equity options
Specialist Service · All Cases Welcome

NPA / CIBIL Cases

We specialize in difficult cases and work with alternative lenders and NBFCs to secure approvals even for applicants with challenging credit histories.

  • CIBIL scores as low as 500–580 considered
  • NPA settlement and restructuring assistance
  • Alternative lender network beyond traditional banks
  • Credit repair advisory along with loan processing
  • Both secured & unsecured variants available
  • Written-off accounts & defaults handled
  • Confidential processing with expert case management
  • Interest rates from 6% p.a. onwards
🌾
Rural · Agri-Friendly

Agriculture Loans

Affordable and timely financing for crop production, equipment, irrigation, cold storage, agro-processing, and allied agricultural activities.

  • Kisan Credit Card (KCC) facilitation
  • Crop loans, equipment & machinery loans
  • Irrigation & land development finance
  • Agri-allied: dairy, poultry, fisheries, horticulture
  • Agri-business & food processing units
  • Government subsidy-linked schemes
  • Seasonal repayment aligned to harvest cycles
  • Interest rates from 5% p.a. onwards
🔐
All Types · All Profiles

All Secured & Unsecured Loans

Beyond core products, we facilitate the full spectrum of loan types with or without collateral depending on borrower profile.

  • Gold loan: instant funds against jewellery
  • Vehicle loan: new & used cars, two-wheelers, commercial
  • Education loan: domestic & international studies
  • Loan against FD, shares, mutual funds, insurance
  • Medical & healthcare emergency loans
  • Micro-finance & SHG loans
  • Interest rates from 6% p.a. onwards
  • Government & PSU scheme-based lending

Why Choose Index FinCorp

A transparent, RBI-compliant, and fully guided process designed to give you the best possible match.

01

RBI compliant & fully legal with transparent documentation

02

Pan-India lender network with 200+ banks, NBFCs, and private lenders

03

Dedicated loan advisor assigned from enquiry to disbursal

04

Zero hidden charges and complete fee transparency upfront

How It Works

Loan approval in 4 simple steps — we handle the complexity so you don’t have to.

1

Free Consultation

Speak directly to a loan advisor and share your requirement and background.

2

Document Submission

Submit minimal KYC and financial documents with complete confidentiality.

3

Lender Matching

We compare 200+ lenders and shortlist the best-fit options for your profile.

4

Disbursal in 48 hrs

Upon approval, funds are credited directly to your bank account.

Ready to Get Your Loan Approved?

Talk to our loan advisor today — free consultation, no obligation. We’ll match you with the best option within minutes.

Apply for a Loan Talk to an Advisor